What Is A Medical Billing Advocate?

​If you find yourself with a lengthy and confusing hospital expense after visiting a physician or clinic, the billing advocate may be able to assist. Advocating for your medical billing needs may aid you in getting the best possible rates, spotting billing mistakes, and setting up a manageable payment schedule. 

How the Medical Billing Advocate Can Benefit You
The advocate for medical billing may examine your medical records for inaccuracies, excess costs, double charges, extra costs, and even possible fraud. They will be able to determine if your insurance provider has covered the whole amount for your medical expenses and, or even why it wouldn't. They may help you resolve incorrect charges and contest medical insurance claim rejections.

When it Comes to Medical Bills, How Much Will Advocates Cost?
The benefit of employing a medical billing advocate varies greatly from one advocate to the next and from one case to the next.  Most advocates for medical billing will provide the first consultation at no cost to you. Then, you'll pay a few of four different rates depending on whether they're paid by the time, the task, maintenance, or a portion of the money they spare you for your medical costs. 

What Does an Advocate Need From You?
The below are things they could require, however, so plan accordingly:

• The cost of the medical care
• Information regarding your primary insurance company and any other or supplementary plans you may be engaged in
• Fill out the EOB (Explanation of Benefits) forms
• Consent to share medical and insurance information with medical payers and service providers
• Your medical document
• Account history details
• Details about your initiatives to settle the problem on your own before involving your medical billing advocate
• Expect financial compensation. In most cases, the charge of hiring a medical billing advocate will be more than covered by the savings you'll realize

Conclusion
An advocate for medical billing may be the answer to your problem with escalating medical expenses. A broker might better understand the medical costs if they were involved in your registration in a health insurance plan, so it is a good idea to reach out to them. 

At Arnold, Bruce & Doerfler Insurance, we do our best in making sure that our clients are well-protected with affordable and comprehensive policies. We make sure to go the extra mile to help you with your needs. To learn more about how we can help you, please contact our agency at (503) 222-1951 or Click Here to request a free quote. Topics and coverage discussed in this article are not guaranteed, consult with your agents to determine what your policy does and does not cover. We are more than happy to help!