​During life insurance applications, you will be asked to name your contingencies, and it would not be appropriate to name them if you do not know what those are. Fear not, it is not such an uncommon question among people, and this article aims to guide you through what a contingent beneficiary is and its purpose. 

​Critical Illness Insurance is a good way to plan for the future. It usually is not taken advantage of. That’s why it can be confusing for people to know what is covered and what is not. This article will help you discover what is and isn’t in your insurance.

​According to experts, heart problems are the leading cause of death in America. While for some people, heart problems are genetic, it's a result of poor life choices for most people. Luckily, adopting a few healthy lifestyle tips can help you lead a better, healthier life. Here are a few things to do that could help you minimize the risk of a heart attack.

​Seasoned gardeners and rookies all alike have many things to benefit from taking up gardening as a hobby. Even as a late bloomer, it's never too late to start your journey.

Gardening is one of the most satisfying activities we can engage in for ourselves. It provides total-body advantages, but it also strengthens our bonds with the environment and even our communities.

Here's why tending to a patch of land can benefit your health and surroundings!

​Life is unpredictable, and no one knows what their life will look like a month from now, not to speak of what their future, twenty years from today, will look like. You might decide to get married, start a family, change career paths, move to a different country, or buy a house. Any of these could significantly affect your life and financial standing.

With so many changing factors, planning for tomorrow might be complicated as your needs and responsibilities change with every milestone, meaning your insurance needs will also change.

You've probably heard that buying life insurance when you're young and healthy is a good idea, but with so many unknowns in the future, signing up for a monthly premium for the next three decades can feel like a big commitment.

​Health is a form of riches and is regarded as one of the most significant parts of one's existence. You'll need to invest in it to protect your wealth by getting financial insurance. Starting, however, isn't always easy as the terms sometimes used can get confusing. 

If you have a good awareness of health insurance principles, you may be able to avoid making costly mistakes.

​Women should do breast self-exam monthly to feel and spot changes. Doing this regularly can help you keep your breast healthy and detect cancer early. Also, it will be easier to treat with a high probability of being cured. Keep reading to learn how to perform a breast self-exam at home.

​After retiring, you may have started planning about traveling to your dream places and favorite destinations. Now that you have so much time, it might be challenging to afford travel with a tight budget. Here are tips to help you prevent overspending as you tick those trips off the list!

​If you frequently travel abroad, you should know that traveling internationally can affect your life insurance. Also, if you spend lots of time abroad, you may not even qualify for the best class and have your application rejected. It is important to know how life insurance companies think of foreign travel. Keep reading to learn more.

​All health insurance companies provide an exclusion list under their plan in adherence to their guidelines. So, it’s recommended to do thorough planning and research before choosing a health plan to find an insurance plan with maximum coverage and minimal exclusions. 

Keep reading to know about the treatments and diseases not covered by a health insurance plan.