Arnold, Bruce & Doerfler Insurance Blog
Basically, standard property insurance provides protection to your business against loss or damage, for example, stolen equipment, storm-damaged building, or office furniture that is destroyed by a fire. This insurance coverage can help you pay for the replacement or rebuilding costs of the damaged property.
However, there may be instances that your business will suffer from certain losses and temporarily stops its operation due to property damage. This kind of loss requires business interruption insurance. This insurance typically covers fixed expenses like rent and utility costs.
Having a business comes with its own risks. If you are a small business, you would be concerned about not having enough financial resources to deal with these problems. While buying commercial insurance does not stop the perils that are associated with owning a business, it can shield your business against a lawsuit and property damage.
Traffic accidents, where a vehicle is involved, are not automatically covered by car insurance. Usually, the driver’s name must be listed on the auto policy as the owner, as a household member or other else fall under the permissive user category. The question is, are you liable for any damages on your vehicle or someone else’s property caused by a more permissive user?
Below discusses the permissive use coverage in an auto insurance policy.
Forecasts say that 2019 will be the best year to market houses. The CEO of House Buyers of America, Nick Ron, recommended gambling with the devil you’re familiar with rather than the ones you’re not. If your home was bought a few years ago and still enjoy the comfort it brings, you might wait for a couple of years before thinking of selling it. However, if you’re in between of selling it or not, don’t wait too long, consider marketing it now.
Here are a few bases to sell your home in 2019: