​Basically, standard property insurance provides protection to your business against loss or damage, for example, stolen equipment, storm-damaged building, or office furniture that is destroyed by a fire. This insurance coverage can help you pay for the replacement or rebuilding costs of the damaged property. 

However, there may be instances that your business will suffer from certain losses and temporarily stops its operation due to property damage. This kind of loss requires business interruption insurance. This insurance typically covers fixed expenses like rent and utility costs. 

​It makes sense to choose coverage specific to your industry. Have you assessed the size of your business? Doing this is essential because it’s the first step for you to realize what your business needs to make it a sustainable one. You have a small business if you have 100 employees. Now, to better understand how to protect it, the information below will be your guide.

By just running a small business, it has already cost you a lot of time, money, and energy just to get it off the ground, and now you are finally seeing the results of your hard work! Your employees are working hard to keep your business running, your clients and customers are often satisfied with your services, and you get to leave your office after a tiring day feeling accomplished.
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But to keep everything running smooth, don’t forget about getting commercial business insurance. Don’t see the point of it? Here are some commonly asked questions about BOP insurance with answers.

Business owner policy, usually called a BOP, is a type of insurance which you can get for protection of your small-scale or medium-scale business. In case accidents such as disasters, fires, or burglary happen, to get back on your business, BOP will be helpful. A BOP is insurance that comes in a package, so it is advantageous regarding cost effectivity because you do not need to obtain individual policies to cover your business.
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Depending on the terms of your policy, in single insurance, as much as three single coverages were offered. This article will help you understand the basics of business owner policy, so you can decide if you will be obtaining one for your business. Below are the most common coverages of business owner policy.

​You don’t want to get sued, but it does happen. It’s essential that you are ready and equipped to face any challenges you’ll encounter in life, especially if you are running a business. This article emphasizes the importance of a Business Owners Policy into your life.