​If you are a small-time business owner, you might have already heard of Business Owners Policy (BOP). You might also be aware of how such a policy was made to deal with protecting a small business in case needed. To know more about how BOP can help your business, here are a few pointers to help you decide whether or not to get one.

​As much as you feel the desire to start a business, you’ll also have to consider particular elements – the required money, effort, hard work, and the needed expertise you’ll have to gain. Read on further to know if you have all the factors prepared.

​When relating to insurance, a BOP is not some 70’s disco music. BOP stands for a Business Owner Policy, and is one kind of “bundled coverage.” It can help with everything from property, auto, and data protection. But a BOP is not for all. Here are the basics of this type of insurance coverage. 

​Most business owners automatically think that renovation means having to shell out money, but luckily, there are ways to cut back the expenses in half. Small changes sometimes make the most significant impacts. Here's how you can start renovating your business without spending too much:

​The Business Owners Policy (BOP) Insurance is composed of several packages of policy that is convenient for small business owners. It typically covers two major needs, such as liability and property policies. Most of the time, the business interruption insurance is also included in the BOP insurance. In this article, we will guide you in identifying the right package of the BOP for your business needs.

​Online businesses are thriving due to their ability to reach a wider audience. Millennials, in particular, are frequent customers of eco-friendly stores, so if you're thinking of starting your new line of metal straws and bamboo toothbrushes, take a look at our list of things you should and shouldn't do in navigating through this green industry.

​Having an online business might give you the advantage of being able to work from your couch and not having to wear uniforms, but that does not mean you won’t have any need for insurance. From faulty products to privacy breaches, here are a few reasons why online businesses still need protection.

​Basically, standard property insurance provides protection to your business against loss or damage, for example, stolen equipment, storm-damaged building, or office furniture that is destroyed by a fire. This insurance coverage can help you pay for the replacement or rebuilding costs of the damaged property. 

However, there may be instances that your business will suffer from certain losses and temporarily stops its operation due to property damage. This kind of loss requires business interruption insurance. This insurance typically covers fixed expenses like rent and utility costs. 

​It makes sense to choose coverage specific to your industry. Have you assessed the size of your business? Doing this is essential because it’s the first step for you to realize what your business needs to make it a sustainable one. You have a small business if you have 100 employees. Now, to better understand how to protect it, the information below will be your guide.

By just running a small business, it has already cost you a lot of time, money, and energy just to get it off the ground, and now you are finally seeing the results of your hard work! Your employees are working hard to keep your business running, your clients and customers are often satisfied with your services, and you get to leave your office after a tiring day feeling accomplished.
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But to keep everything running smooth, don’t forget about getting commercial business insurance. Don’t see the point of it? Here are some commonly asked questions about BOP insurance with answers.