​Business Owners Policy, also known as BOP insurance, is common among small to medium-sized businesses. It is a combination of both property and liability coverage, making it a more convenient policy for small businesses. Some of these are restaurants, merchandisers, and contractors. 

A variety of businesses emerge nowadays; getting commercial insurance is crucial in ensuring that it grows and smoothly operates. So what is commercial insurance? Commercial insurance protects businesses from risks and liabilities. Every business is different, so there is no standard insurance policy that fits all.
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Every businesses needs vary according to their goals and operations. An ice cream shop has different needs than a salon. Fortunately, business owners have the option to choose what coverage the business needs.

​Small businesses are not exempt from being subject to negligence or liability. Having a business owner's policy is essential in ensuring that the company grows uninterrupted in events like lawsuits, disasters, or threats. Most small and mid-sized business owners purchase business owners policy (BOP). This policy is created for small businesses for protection from all significant and liability risks in one package.

​Commercial Insurance, also known as business liability insurance, is crucial in every business. It protects the owner in case of a lawsuit issued by a third party. It helps in covering legal fees and settlements in the chances of being sued. Having commercial insurance is convenient to avoid using out of pocket money to settle liability costs.