Contact Us: (503) 222-1951
Arnold, Bruce & Doerfler
  • Home
  • Quotes
    • Auto Quotes >
      • ATV Insurance Quote
      • Auto Insurance Quote
      • Classic Car Insurance Quote
      • Roadside Assistance Quote
      • Motorcycle Quote
      • RV Insurance Quote
    • Business Quotes >
      • Business Insurance Quote
      • Business Owners Package (BOP) Insurance Quote
      • Surety, License & Permit Bond Quote
      • Workers Compensation Quote
      • Cyber Liability & Protection Quotes
      • Management Liability – Professional Liability (E&O) Quotes
      • Directors and Officers Liability Quotes
      • Commercial Crime Quotes
      • Fiduciary Liability Quotes
    • Property Quotes >
      • Home Insurance Quote
      • Earthquake Insurance Quote
      • Flood Insurance Quote
      • Landlords Insurance Quote
      • Renters Insurance Quote
    • Other Quotes >
      • Boat Insurance Quote
      • Wedding and Event Insurance Quote
      • Umbrella Insurance Quote
  • Service
    • Report a Claim
    • Make a Payment
    • Update Contact Info
    • Policy Changes
    • Proof of Insurance
    • Contact My Carrier
    • Online Documents
    • Free Consultation
  • Insurance
    • Vehicles >
      • Auto Insurance
      • ATV Insurance
      • Boat Insurance
      • Classic Car Insurance
      • Motorcycle Insurance
      • Roadside Assistance
      • RV Insurance
    • Business >
      • Business Insurance
      • Business Owners Package (BOP) Insurance
      • Surety, License & Permit Bond
      • Workers Compensation
      • Cyber Liability & Protection
      • Management Liability – Professional Liability (E&O)
      • Directors and Officers Liability
      • Commercial Crime
      • Fiduciary Liability
    • Property >
      • Home Insurance
      • Earthquake Insurance
      • Flood Insurance
      • Landlords Insurance
      • Renters Insurance
    • Other >
      • Wedding and Event Insurance
      • Umbrella Insurance
  • About
    • Staff Directory
    • Lloyd Purdy & Company is now with Arnold Bruce & Doerfler
    • Taylor Zeller is now a part of Arnold Bruce & Doerfler
    • Client Testimonials
    • Refer a Friend
    • Insurance Carriers
    • Agency Photo Gallery
    • Blog
    • News
  • Contact
  • Home
  • Quotes
    • Auto Quotes >
      • ATV Insurance Quote
      • Auto Insurance Quote
      • Classic Car Insurance Quote
      • Roadside Assistance Quote
      • Motorcycle Quote
      • RV Insurance Quote
    • Business Quotes >
      • Business Insurance Quote
      • Business Owners Package (BOP) Insurance Quote
      • Surety, License & Permit Bond Quote
      • Workers Compensation Quote
      • Cyber Liability & Protection Quotes
      • Management Liability – Professional Liability (E&O) Quotes
      • Directors and Officers Liability Quotes
      • Commercial Crime Quotes
      • Fiduciary Liability Quotes
    • Property Quotes >
      • Home Insurance Quote
      • Earthquake Insurance Quote
      • Flood Insurance Quote
      • Landlords Insurance Quote
      • Renters Insurance Quote
    • Other Quotes >
      • Boat Insurance Quote
      • Wedding and Event Insurance Quote
      • Umbrella Insurance Quote
  • Service
    • Report a Claim
    • Make a Payment
    • Update Contact Info
    • Policy Changes
    • Proof of Insurance
    • Contact My Carrier
    • Online Documents
    • Free Consultation
  • Insurance
    • Vehicles >
      • Auto Insurance
      • ATV Insurance
      • Boat Insurance
      • Classic Car Insurance
      • Motorcycle Insurance
      • Roadside Assistance
      • RV Insurance
    • Business >
      • Business Insurance
      • Business Owners Package (BOP) Insurance
      • Surety, License & Permit Bond
      • Workers Compensation
      • Cyber Liability & Protection
      • Management Liability – Professional Liability (E&O)
      • Directors and Officers Liability
      • Commercial Crime
      • Fiduciary Liability
    • Property >
      • Home Insurance
      • Earthquake Insurance
      • Flood Insurance
      • Landlords Insurance
      • Renters Insurance
    • Other >
      • Wedding and Event Insurance
      • Umbrella Insurance
  • About
    • Staff Directory
    • Lloyd Purdy & Company is now with Arnold Bruce & Doerfler
    • Taylor Zeller is now a part of Arnold Bruce & Doerfler
    • Client Testimonials
    • Refer a Friend
    • Insurance Carriers
    • Agency Photo Gallery
    • Blog
    • News
  • Contact

Arnold, Bruce & Doerfler Insurance Blog

What Doesn’t Health Insurance Cover?

5/6/2022

0 Comments

 
Picture
​All health insurance companies provide an exclusion list under their plan in adherence to their guidelines. So, it’s recommended to do thorough planning and research before choosing a health plan to find an insurance plan with maximum coverage and minimal exclusions. 

Keep reading to know about the treatments and diseases not covered by a health insurance plan.
  1. Cosmetic Procedures
    Several services help enhance a person’s physical appearance, such as dermatological procedures and plastic surgery. They are mostly not covered by typical plans. Clients can choose which providers to perform these procedures to have great price transparency. For example, if you want laser hair removal, you can call different providers, and they will instantly quote a price.

  2. Abortion and Pregnancy
    Whether it's a complication or a Caesarian section for pregnancy, voluntary abortion and medical expenses regarding these treatments may not be covered under health insurance. However, many insurance providers can provide financial protection for abortion unless it’s detrimental to the mother. Also, some insurance companies can cover additional maternity expenses.

  3. Off-Label Prescriptions
    Prescription drugs should be tested and approved for certain disorders like autoimmune diseases. There are times that these drugs can be prescribed, although the disorder is not included on the label. In that case, the insurance company may not accept covering expenses for these off-label uses. 

  4. Health Supplements
    Protein shakes and health tonics consumed to cure a disease are not covered by health insurance. However, it can fall under the plan as soon as medical practitioners recommend these supplements as part of the treatment during hospitalization.

  5. Fertility Treatments
    This treatment area can vary among different states, and the expenses of most procedures may not be covered by health insurance. However, insurers may pay for the tests required for diagnosing infertility.

Wrapping Up
Don’t be overwhelmed by all these exclusions. Buying health insurance is hard, but Arnold, Bruce & Doerfler can make it easier for you!

At Arnold, Bruce & Doerfler Insurance, we do our best in making sure that our clients are well-protected with affordable and comprehensive policies. We make sure to go the extra mile to help you with your needs. To learn more about how we can help you, please contact our agency at (503) 222-1951 or Click Here to request a free quote. The coverage discussed is not guaranteed. Please contact our agents to make sure you have adequate coverage and your needs are being met. We are happy to help!
0 Comments



Leave a Reply.

    Contact Us

    (503) 222-1951​
    1405 SW 14th Ave
    Portland, OR 97201​
    Click Here to Email Us

    Archives

    January 2023
    December 2022
    November 2022
    October 2022
    September 2022
    August 2022
    July 2022
    June 2022
    May 2022
    April 2022
    March 2022
    January 2021
    December 2020
    November 2020
    October 2020
    September 2020
    August 2020
    July 2020
    June 2020
    May 2020
    April 2020
    March 2020
    February 2020
    January 2020
    December 2019
    November 2019
    October 2019
    September 2019
    August 2019
    July 2019
    June 2019
    May 2019
    April 2019
    March 2019
    February 2019
    January 2019
    December 2018
    November 2018
    October 2018
    September 2018
    August 2018
    July 2018
    June 2018
    October 2017

    Categories

    All
    Auto Insurance
    Business
    Business Insurance
    Business Owner's Package (BOP) Insurance
    ​Critical Illness Insurance
    ​Critical Illness Insurance
    Health Insurance
    Home Insurance
    Life Insurance
    Professional Liability (E&O) Insurance

    RSS Feed

Licensed in ​Arizona, California, Colorado, Idaho, New York, North Carolina, Ohio, Oregon, Texas, Utah and Washington


Navigation

Homepage
Insurance Quotes
Policy Service
Insurance Products
Contact Us
Agent Login

Connect With Us

Share This Page

Contact Us

Arnold, Bruce & Doerfler Insurance
1405 SW 14th Ave
Portland, OR 97201
(503) 222-1951​
Click Here to Email Us
Review Us

Location

Website by InsuranceSplash