Does Medicare Cover Home Health Services?

Home health services may be covered and availed under Medicare insurance. These services may be able to provide for a short period, usually by causes such as illnesses or injury. Policyholders enrolled under existing medical healthcare plans are eligible.

Who is entitled to these home health services?
Owners of Medicare Parts A and B may be entitled to the services if they are under certain treatments or need a medical professional to look after their health.

• Must regularly visit a doctor or is under the care of a medical practitioner.
• Owners of the policy must have been certified by their doctors that they require the following:

1. A skilled nurse who performs medical administration or intensive care.
2. Therapy services, such as speech-language, physical, occupational, or other types of therapy, are significant to regaining health. At the same time, the regularity of sessions must follow a reasonable frequency and period. 
3. A legitimate therapist or practitioner can safely perform the necessary therapeutic session. Doctors must certify that the policyholder or patient is homebound.
   
   

The Benefits
The home health care services in insurance may encompass the following:

1. Part-Time Nursing Care
An aide can be assigned to the policy owner at home or the hospital. Terms under this factor may vary, but nurses may attend for 8 hours a day for 21 days or even more. They are entitled to perform the following but are not limited to:

• Disease management
• Administering prescription drugs
• Tube feeding
• Taking care of wounds or a nasty injury

2. Medical Social Service 
Assisting in the financial processes of the patient.

3. Outpatient Aid and Medical Services
Policyholders must be under the care of a doctor regularly. The insurance may cover the consultations and the medical professional's expenses.

4. Rehabilitation
Physical, speech-language, occupational therapy. Regaining health and vitality through therapy sessions.

5. Supplies and Equipment
The insurance might cover needed tools that help with the patient's recovery. It may include:

• Wheelchair
• Walker and canes
• Hospital bed
• Wound dressings and supplies
• Testing strips and monitors for blood work
• Equipment for physical therapy

Conclusion
Medicare may cover home health services if policyholders are subscribed under existing Medicare plans Part A and B. The insurance might provide for part-time or intermittent professional medical practitioners, and they may access more advantageous perks.

At Arnold, Bruce & Doerfler Insurance, we aim to provide comprehensive insurance policies that make your life easier. We want to help you get insurance that fits your needs. You can get more information about our products and services by calling our agency at  (503) 222-1951. Get your free quote today by CLICKING HERE. Topics and coverage discussed in this article are not guaranteed, consult with your agents to determine what your policy does and does not cover. We are more than happy to help!