Arnold, Bruce & Doerfler Insurance Blog
Among one of the many things the pandemic has changed, for many motorists, auto insurance looks very different in the present day. If the policyholder or the insurance company chooses to decrease the rates, auto insurance may look very different for many motorists
What is Auto Insurance?
Car insurance is the coverage motorists get for their car to cover any bills incurred if they are involved in an accident. Depending on the insurance provider, there may be various perils covered, so take care to confirm what’s covered and what isn’t.
Changes to Expect
Motorists worldwide are worried about what the pandemic and government-enforced lockdown means for their auto insurance policy. Unless discussed explicitly with your insurance provider, there may likely be very little to no change. If your insurer decides to make any changes, they’ll communicate with you to revisit one of the following areas:
Should You Decrease Your Auto Insurance?
Even if you’re in the house, you may have an emergency that requires you to be on the road. In that case, you don’t want to drive your car unless it’s sufficiently insured. Even while parked, the vehicle may get damaged, totaled, or stolen, so it’s wise to leave your policy intact. However, if you’re considering lowering your coverage, contact your insurer, and only if you’re planning on having the car parked long-term.
How to File for a Claim During Pandemic?
The process of filing for claims under lockdown looks very different from what motorists are used to. Usually, several other parties have to convene, but this may not be possible since businesses are closed because of the lockdown. Alternative ways can be accessed via:
Even though you’re not on the road as often, it’s not advisable to cancel your auto insurance altogether. If anything, contact your insurer and negotiate a lower premium and save for every day you don’t drive.
At Arnold, Bruce & Doerfler Insurance, we aim to provide comprehensive insurance policies that make your life easier. We want to help you get the insurance that fits your needs. You can get more information about our products and services by calling our agency at (503) 222-1951. Get your free quote today by CLICKING HERE.